Privacy Policy
Thank you for your interest in our website and our privacy information.
At Liquandum Capital GmbH, we respect your privacy and take great care to protect your data and its confidentiality. We process your data as the controller within the meaning of the European General Data Protection Regulation (hereinafter: “GDPR”) – Regulation (EU) 2016/679. With this privacy notice in accordance with Articles 13 and 14 GDPR, we inform you about how and which personal data we process (collect, store, etc.) in the course of our activities and when you use our website.
The terms used in this privacy notice, such as “personal data” or “processing”, have the meanings defined in Article 4 GDPR. Personal data generally means all detailed information about the personal or factual circumstances of a specific or identifiable natural person, such as your name, telephone number or address.
1. Controller
The controller for any data processing within the meaning of the GDPR is the company that is the creditor of the claim. Please refer to the letterhead of the correspondence you have received to determine which company is the creditor of the claim against you.
a. Controller for claims of Liquandum Capital GmbH
Liquandum Capital GmbH
represented by the management
Knesebeckstr. 62-63
10719 Berlin
Data protection enquiries can be sent in writing by post or to datenschutz@liquandum.de. If you wish to contact our Data Protection Officer, please use post or email with the subject “Data Protection Officer”.
b. Controller for claims of Liquandum Capital II GmbH
Liquandum Capital II GmbH
represented by the management
Knesebeckstr. 62-63
10719 Berlin
Data protection enquiries can be sent in writing by post or to datenschutz@liquandum2.de. If you wish to contact our Data Protection Officer, please use post or email with the subject “Data Protection Officer”.
c. Controller for claims of Liquandum Capital III GmbH
Liquandum Capital III GmbH
represented by the management
Knesebeckstr. 62-63
10719 Berlin
Data protection enquiries can be sent in writing by post or to datenschutz@liquandum3.de. If you wish to contact our Data Protection Officer, please use post or email with the subject “Data Protection Officer”.
2. Data Processing
1. Categories and sources of data, purposes and legal bases of data processing in the course of our activities
In detail, we primarily process the following in the course of our activities: personal/master data (e.g. names and, if applicable, date of birth), contact details (e.g. address, email address, telephone number), contract and claim data (e.g. contract date, contract type, claim amount), payment information and, where applicable, information on legal proceedings, as well as communication data. These data have been provided to us by the previous creditor, possibly by you yourself or by persons authorised to represent you, possibly by service providers, possibly by third-party debtors, possibly by courts, possibly by bailiffs, possibly by (judicial) authorities, originate from publicly accessible sources or have been collected by us in the course of communication with you.
The processing of the aforementioned data categories is carried out for the purpose of contract execution or legal enforcement arising from the legal relationship between you and the original creditor regarding your payment obligation. The claim resulting from this relationship has been assigned to us, so we are now the holder of the payment claim. The legal basis for the data processing associated with this is Article 6(1)(b) GDPR. After the conclusion of the claim matter, we continue to process data in order to fulfil our statutory retention obligations (see also below under “Retention period”). The necessary data processing is carried out on the basis of Article 6(1)(c) GDPR. Otherwise, the following applies: If we obtain your consent for the processing of personal data, Article 6(1)(a) GDPR serves as the legal basis. If the processing is necessary to safeguard a legitimate interest of our company or a third party and your interests, fundamental rights and freedoms do not override the former interest, Article 6(1)(f) GDPR serves as the legal basis for the processing.
2. Data processing in the context of using our website
When using our website, personal data are only collected to the extent technically necessary or if you use certain functions or services offered on our website, such as the contact form. In addition, we process data that you provide to us in the course of contacting us.
If we obtain your consent for the processing of personal data, Article 6(1)(a) GDPR serves as the legal basis.
If the processing of personal data is necessary for the performance of a contract to which the data subject is party, Article 6(1)(b) GDPR serves as the legal basis. This also applies to processing operations that are necessary for carrying out pre-contractual measures.
If the processing of personal data is necessary to fulfil a legal obligation to which our company is subject, Article 6(1)(c) GDPR serves as the legal basis.
If the processing is necessary to safeguard a legitimate interest of our company or a third party and your interests, fundamental rights and freedoms do not override the former interest, Article 6(1)(f) GDPR serves as the legal basis for the processing.
3. Data Recipients
We may transfer personal data to the following categories of recipients, provided this is necessary and permitted by law: (debt collection) service providers, lawyers, guardians, authorised representatives, third-party debtors, courts, bailiffs, legal representatives, (judicial) authorities.
Recipients of the data may also include technical service providers who act as processors for the operation and maintenance of our website.
4. Data Disclosure
As a rule, the data we collect are only disclosed if you have given your express consent in accordance with Article 6(1)(a) GDPR, if the disclosure is necessary for the establishment, exercise or defence of legal claims in accordance with Article 6(1)(f) GDPR and there is no reason to assume that you have an overriding legitimate interest in the non-disclosure of your data, if we are legally obliged to disclose data in accordance with Article 6(1)(c) GDPR or if this is legally permissible and necessary for the performance of a contract with you or for pre-contractual measures at your request in accordance with Article 6(1)(b) GDPR.
Some of the data processing described in this privacy notice may be carried out by service providers. These include, in particular, IT service providers who maintain our systems and consulting companies. If we transfer data to our service providers, they may only use the data to fulfil their tasks. The service providers have been carefully selected and commissioned by us. They are contractually bound to our instructions, have suitable technical and organisational measures in place to protect the rights of data subjects, ensure an adequate level of data protection and are carefully monitored by us.
In addition, data may be disclosed in connection with official requests, court orders and legal proceedings if this is necessary for legal prosecution or enforcement.
Our data processing generally takes place within the European Economic Area (EEA). If we transfer data to service providers who process data outside the EEA or if processing takes place using third-party services outside the EEA, this is done in accordance with legal requirements. We only transfer data to service providers in countries with a recognised level of data protection or who are subject to a sufficient contractual obligation by means of so-called standard data protection clauses of the EU Commission or binding internal data protection regulations (Articles 44 to 49 GDPR).
5. Data Deletion and Retention Period
With regard to our activities (excluding website use), the following applies to the question of how long we store data: In the event of payment of the outstanding claim or other termination of our activities for another reason, we check after the expiry of the applicable limitation period whether we still need your data for further legal enforcement and whether statutory retention obligations prevent deletion. For example, there are retention obligations under Section 147 of the German Fiscal Code (AO) and Section 257 of the German Commercial Code (HGB). The retention period due to these statutory obligations is usually six or ten years.
Otherwise, the following applies: We process and store personal data only for the period necessary to achieve the purpose of storage. Storage may also take place if this is provided for by the European or national legislator in EU regulations, laws or other provisions to which the controller is subject. Blocking or deletion of the data also takes place if a storage period prescribed by the aforementioned standards expires, unless further storage of the data is necessary for the conclusion or fulfilment of a contract.
6. Your Rights
If the legal requirements are met, you have the following rights under Articles 15 to 22 GDPR:
- Right of access
- Right to rectification
- Right to erasure
- Right to restriction of processing
- Right to data portability
If we process your data on the basis of legitimate interests pursuant to Article 6(1)(f) GDPR, you have the right to object to the processing of your data in accordance with Article 21 GDPR and to give us reasons arising from your particular situation which you believe outweigh your legitimate interests.
You also have the right to lodge a complaint with a data protection supervisory authority if you believe that the processing of your personal data is not lawful. The address of the Berlin supervisory authority is: Berliner Beauftragte für den Datenschutz und die Informationsfreiheit, Alt-Moabit 59-61, 10555 Berlin.
7. Further Information
We do not carry out automated decision-making including profiling within the meaning of Article 22(1) and (4) GDPR.
In the context of providing our contractual or pre-contractual services and obligations to (potential) contracting parties, we require certain personal data from them in order to properly and lawfully process the (potential) contract and to begin and perform our contractual service.
Furthermore, we require personal data about the persons against whom we assume claims in order to fulfil the respective contract with our respective contracting parties.
Otherwise, there are no legal or contractual obligations to provide us with personal data.
8. Changes to Our Privacy Policy
We reserve the right to amend this privacy policy so that it always complies with current legal requirements or to implement changes to our services in the privacy policy, e.g. when introducing new services. The new privacy information will then apply to your next visit.
Status: June 2024
